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The best commercial insurance for Pharmacists

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We work with more than 100 well-known insurers and will always find the right insurance cover for you.

Worst-case scenario?

Liability claims

Mistakes in prescribing medication or advising customers can lead to liability claims, which are covered by professional liability insurance.

Product liability

If a product distributed by the pharmacy is faulty and causes damage, this can lead to product liability claims, which are covered by appropriate insurance.

Theft and burglary

Pharmacies are often the target of theft and burglary, which can lead to damage to equipment and loss of goods, which are covered by theft and burglary insurance.

Accidents at work

Pharmacy employees could be injured in workplace accidents, which can lead to workers' compensation claims.
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Your optimal Commercial Insurance in 3 simple steps

1. Tell us what you do

Are you an electrician, a restaurant owner or craftsman? Do you work in retail or do you do something else?

2. Answer a few short questions

In order to provide you with an optimal offer, we need a few standardized pieces of information.

3. Get your quotes

SureIn Risk Operating System, in collaboration with our team of insurance experts, will create 3x customized quotes for your business.

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Get the best offer

The SureIn risk operating system analyzes the prices of all relevant insurance providers in
in Germany in real time and uses our SME technology to find the best offer with the best
price-performance ratio for your company.

The most important commercial insurances
for Pharmacists

Professional liability insurance

Provides protection against claims arising from errors, negligence or other breaches of duty while practising the profession. It usually covers the costs of legal defence and compensation.

General liability insurance

This insurance offers protection against claims arising from injuries or damage that occur outside of the exercise of a profession, such as property damage or bodily injury caused by accidents or similar.

Product liability insurance

Product liability insurance offers protection against claims arising from damage caused by faulty or defective products, including medicines, among other things.

We have earned the trust
of our over 1.000 customers

Lucian

Café LUC, Berlin

“Insurance is a complex topic that concerns me as an entrepreneur. SureIn's digital approach has helped me to finally hand over the topic with a good feeling.”

Mi

Café Puffle Bees, Berlin

“Before SureIn, I never knew whether I was paying too much or whether I was properly insured. With SureIn, I've saved over 50% and found a partner who can help me with insurance issues at any time.”

Philipp

Woop Woop Ice Cream, Berlin

“I quickly lost track of my old contracts and paid much more than I actually had to. I'm thrilled that these options are available for small businesses.”

There are reasons to fall in
love with SureIn

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Flexible & unique insurance cover with convenient monthly payment plans
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Take out insurance within 10 minutes and benefit from discounts of up to 50%
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The most important insurances for pharmacists

It is important that pharmacists carefully review the cover and conditions of their insurance policies to ensure that they are adequately protected against the potential risks they may face.

Important commercial insurances are:

Professional liability insurance

This insurance provides protection against claims arising from errors, negligence or other breaches of duty while practising the profession. It generally covers the costs of legal defence and compensation.

General liability insurance

This insurance provides cover against claims arising from injuries or damage that occur outside the course of professional practice, such as property damage or bodily injury.

Product liability insurance

This insurance provides cover against claims arising from damage caused by faulty or defective products, including medicines.

Cyber insurance

As pharmacists increasingly use digital systems and store sensitive patient data, cyber insurance can be important to protect against cyber attacks, data loss or data breaches.

Haftpflichtversicherung für Apotheker
Berufshaftpflichtversicherung für Apotheker

The right commercial insurance protects against these claims
for pharmacists

The most common insurance claims made against pharmacists can vary, but some of the most prominent are:

Incorrect dispensing of medication

This can occur if a pharmacist dispenses the wrong medication, the wrong dosage or the wrong instructions to a patient. This can lead to serious health consequences for the patient and result in claims for compensation.

Violation of data protection regulations

Pharmacists are obliged to maintain the confidentiality of patient data. A breach of this confidentiality can lead to legal claims, particularly in connection with data protection laws such as the General Data Protection Regulation (GDPR).

Incorrect advice or information

Pharmacists are often the first point of contact for patients who have questions about medications or health conditions. If a pharmacist provides incorrect or inaccurate information or gives incorrect advice, claims may arise for damages resulting from this advice.

Drug allergies or side effects

If a pharmacist fails to adequately check whether a patient has a known allergy to a prescribed medication, or fails to provide sufficient information about possible side effects, claims may arise if the patient suffers harm.

Product liability insurance

In some cases, product liability claims may arise if a medicine is defective or does not meet the expected standards, causing damage.

FAQs


How do I find out what insurance cover my company needs?

Answer a few simple questions about your company and your existing insurance policies.
We will analyze your current insurance needs and compare them with the best current offers.

How does SureIn support me in the event of a claim?

We take care of the entire claims process. You don't have to contact the insurers directly, but can contact us directly. We will then take care of everything else and ensure that your claims are enforced.

Why should I change to SureIn?

We regularly monitor the development of your company's situation and compare the best current insurance offers on the market to ensure that your insurance cover is always up to date.

Ist SureIn Makler oder Versicherer?

SureIn ist ein unabhängiger Versicherungsmakler. Wir arbeiten mit mehr als 100 Versicherungen zusammen, um Ihnen immer den idealen Schutz zum besten Preis zu bieten.

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Contact us by phone or e-mail.
Our insurance experts are available for you Monday to Friday from 8 a.m. to 8 p.m.