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The best commercial insurance for Beauty & Wellness

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We work with more than 100 well-known insurers and will always find the right insurance cover for you.

Worst-case scenario?

Slips and trips & other accidents

A person trips inside your premises, breaks their collarbone and takes legal action.

Damage to the reputation of customers

A customer suffers alleged reputational damage from one of your employees, which leads to a lawsuit against your company.

Legal disputes & legal costs

Hire a lawyer to protect your company in a legal dispute following a registered claim and avoid high costs.

Receivables from the tax office

Does the tax office doubt the accuracy of your business tax return, for example? Legal protection enables you to assert your rights and bears the costs.
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Your optimal Commercial Insurance in 3 simple steps

1. Tell us what you do

Are you an electrician, a restaurant owner or craftsman? Do you work in retail or do you do something else?

2. Answer a few short questions

In order to provide you with an optimal offer, we need a few standardized pieces of information.

3. Get your quotes

SureIn Risk Operating System, in collaboration with our team of insurance experts, will create 3x customized quotes for your business.

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Get the best offer

The SureIn risk operating system analyzes the prices of all relevant insurance providers in
in Germany in real time and uses our SME technology to find the best offer with the best
price-performance ratio for your company.

The most important commercial insurances
for Beauty & Wellness

General liability
insurance

Protects against third-party claims for bodily injury, property damage or personal injury that may occur on the company premises. For example, in the event of falls or accidents in connection with services provided or wellness parks.

Professional liability insurance

Provides cover for claims for negligence or errors in the provision of professional services. This is essential for beauty and wellness practitioners to protect themselves against potential errors, injuries or dissatisfied clients.

Property insurance

Covers damage to the physical assets of the business, including salon equipment, furniture and inventory. This insurance is important in the event of, for example, fire, theft, breakdown of equipment or other insured incidents that may occur in day-to-day operations.

We have earned the trust
of our over 1.000 customers

Lucian

Café LUC, Berlin

“Insurance is a complex topic that concerns me as an entrepreneur. SureIn's digital approach has helped me to finally hand over the topic with a good feeling.”

Mi

Café Puffle Bees, Berlin

“Before SureIn, I never knew whether I was paying too much or whether I was properly insured. With SureIn, I've saved over 50% and found a partner who can help me with insurance issues at any time.”

Philipp

Woop Woop Ice Cream, Berlin

“I quickly lost track of my old contracts and paid much more than I actually had to. I'm thrilled that these options are available for small businesses.”

There are reasons to fall in
love with SureIn

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Flexible & unique insurance cover with convenient monthly payment plans
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Take out insurance within 10 minutes and benefit from discounts of up to 50%
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100% online or speak to a licensed insurance expert in Germany

Everything in one app

Optimize your insurance experience with our all-in-one app, designed for maximum convenience & transparency.

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The most important insurances for providers of beauty & wellness services 

Beauty and wellness businesses, including salons, spas and health and wellness centres, need specific insurance cover to protect them against the various risks associated with their industry.

Important commercial insurances are:

Business interruption insurance

Provides insurance cover for lost income and ongoing costs if the beauty and wellness business cannot be operated temporarily due to an insured event, such as property damage.

Product liability insurance

Protects against claims related to injury or damage caused by products sold or used in the salon or spa, such as beauty products or skin care items.

Workers' compensation insurance

Provides coverage for medical expenses and lost wages for employees who suffer work-related injuries or illnesses. It is vital for salons and spas to comply with the law and protect both employees and employers in the event of an accident.

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Gewerbeversicherungen Beauty

Other important commercial insurance policies for service providers in the Beauty & Wellness sector

Commercial motor vehicle insurance (if mobile services are provided)

If the beauty and wellness company uses vehicles for mobile services, commercial motor insurance provides cover for accidents, injuries or damage in connection with these vehicles.

Liability insurance for employment practices

Covers legal costs in connection with labour law claims, e.g. for discrimination, harassment or unlawful dismissal by employees.

Business owner policy

Combines various coverages such as general liability, property and business interruption insurance in a single policy, providing comprehensive protection tailored to small to medium-sized beauty and wellness businesses.

A well-rounded combination of these types of insurance helps beauty and wellness companies mitigate the risks associated with their industry, ensuring the safety of their customers and the long-term success of their business.

FAQs


How do I find out what insurance cover my company needs?

Answer a few simple questions about your company and your existing insurance policies.
We will analyze your current insurance needs and compare them with the best current offers.

How does SureIn support me in the event of a claim?

We take care of the entire claims process. You don't have to contact the insurers directly, but can contact us directly. We will then take care of everything else and ensure that your claims are enforced.

Why should I change to SureIn?

We regularly monitor the development of your company's situation and compare the best current insurance offers on the market to ensure that your insurance cover is always up to date.

Ist SureIn Makler oder Versicherer?

SureIn ist ein unabhängiger Versicherungsmakler. Wir arbeiten mit mehr als 100 Versicherungen zusammen, um Ihnen immer den idealen Schutz zum besten Preis zu bieten.

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Our insurance experts are there for you personally

Contact us by phone or e-mail.
Our insurance experts are available for you Monday to Friday from 8 a.m. to 8 p.m.