D&O Insurance - The protection for managers and directors
Better cover for lower costs - with experts at your side.
D&O Insurance - The protection for managers and directors
Better cover for lower costs - with experts at your side.
D&O Insurance - The protection for managers and directors
Better cover for lower costs - with experts at your side.
2,000+ companies trust us
2,000+ companies trust us
2,000+ companies trust us
Why do I need a directors & officers insurance?
With responsibility also come risks. This is exactly where the directors & officers (D&O) insurance comes to your aid. It protects you and your executives from personal liability risks in case of misjudgments. Here are three reasons why you definitely need it:
![](https://framerusercontent.com/images/0wezgyw9YTtd6tCqhx2qMWGL4.png)
01
Liability claims of shareholders
Shareholders can hold the management and executives of a company accountable for losses or damages caused by alleged poor decisions.
02
Claims of creditors
Creditors such as suppliers or lenders can assert claims if they believe that the management of the company has breached its obligations and as a result, financial losses have occurred.
03
Disputes involving employees
Employees can sue the company or its management for discrimination, harassment, violation of labor laws, or other work-related matters.
Why do I need a directors & officers insurance?
With responsibility also come risks. This is exactly where the directors & officers (D&O) insurance comes to your aid. It protects you and your executives from personal liability risks in case of misjudgments. Here are three reasons why you definitely need it:
![](https://framerusercontent.com/images/0wezgyw9YTtd6tCqhx2qMWGL4.png)
01
Liability claims of shareholders
Shareholders can hold the management and executives of a company accountable for losses or damages caused by alleged poor decisions.
02
Claims of creditors
Creditors such as suppliers or lenders can assert claims if they believe that the management of the company has breached its obligations and as a result, financial losses have occurred.
03
Disputes involving employees
Employees can sue the company or its management for discrimination, harassment, violation of labor laws, or other work-related matters.
Why do I need a directors & officers insurance?
With responsibility also come risks. This is exactly where the directors & officers (D&O) insurance comes to your aid. It protects you and your executives from personal liability risks in case of misjudgments. Here are three reasons why you definitely need it:
![](https://framerusercontent.com/images/0wezgyw9YTtd6tCqhx2qMWGL4.png)
01
Liability claims of shareholders
Shareholders can hold the management and executives of a company accountable for losses or damages caused by alleged poor decisions.
02
Claims of creditors
Creditors such as suppliers or lenders can assert claims if they believe that the management of the company has breached its obligations and as a result, financial losses have occurred.
03
Disputes involving employees
Employees can sue the company or its management for discrimination, harassment, violation of labor laws, or other work-related matters.
Proactive insurance experts
A team that helps you find a custom risk solution, without trying to sell the most expensive insurance coverage.
Personal service!
No call center - your advisor answers the phone when you need them.
Assistance in case of damage!
We take the annoying paperwork off your hands and hassle the insurer until you get your money.
Specialized in your industry!
Industry professionals, because we have consultants who specialize in a few specific topics and industries.
Clear and understandable!
We speak your language and bring you the most important information concisely and to the point.
Proactive insurance experts
A team that helps you find a custom risk solution, without trying to sell the most expensive insurance coverage.
Personal service!
No call center - your advisor answers the phone when you need them.
Assistance in case of damage!
We take the annoying paperwork off your hands and hassle the insurer until you get your money.
Specialized in your industry!
Industry professionals, because we have consultants who specialize in a few specific topics and industries.
Clear and understandable!
We speak your language and bring you the most important information concisely and to the point.
Proactive insurance experts
A team that helps you find a custom risk solution, without trying to sell the most expensive insurance coverage.
Personal service!
No call center - your advisor answers the phone when you need them.
Assistance in case of damage!
We take the annoying paperwork off your hands and hassle the insurer until you get your money.
Specialized in your industry!
Industry professionals, because we have consultants who specialize in a few specific topics and industries.
Clear and understandable!
We speak your language and bring you the most important information concisely and to the point.
![](https://framerusercontent.com/images/mKKaAn0ud2k21d7wGzOUVyFFgrA.png)
![](https://framerusercontent.com/images/zfjCFC4dCbRIjUL5EMUjGsGXX5o.png)
![](https://framerusercontent.com/images/dCCA9zsF5fJB5iKEmosnHHcvxk.png)
![](https://framerusercontent.com/images/I7frF9yiVpWNcPTmB9yowQf9Vs.png)
A centralized insurance software
Find the best deals, get personal expert advice, and use a 100% digital solution for your insurance management.
Always up-to-date
We regularly check if it can be cheaper. Never be underinsured or overpay again.
Contract management
Save, cancel, and update all your contracts, no matter from which insurer.
Damage management
Report damage in seconds. Not waiting for hours on the phone.
Document management
Forget the many documents. All your contracts in one place.
![](https://framerusercontent.com/images/mKKaAn0ud2k21d7wGzOUVyFFgrA.png)
![](https://framerusercontent.com/images/zfjCFC4dCbRIjUL5EMUjGsGXX5o.png)
![](https://framerusercontent.com/images/dCCA9zsF5fJB5iKEmosnHHcvxk.png)
![](https://framerusercontent.com/images/I7frF9yiVpWNcPTmB9yowQf9Vs.png)
A centralized insurance software
Find the best deals, get personal expert advice, and use a 100% digital solution for your insurance management.
Always up-to-date
We regularly check if it can be cheaper. Never be underinsured or overpay again.
Contract management
Save, cancel, and update all your contracts, no matter from which insurer.
Damage management
Report damage in seconds. Not waiting for hours on the phone.
Document management
Forget the many documents. All your contracts in one place.
![](https://framerusercontent.com/images/mKKaAn0ud2k21d7wGzOUVyFFgrA.png)
![](https://framerusercontent.com/images/zfjCFC4dCbRIjUL5EMUjGsGXX5o.png)
![](https://framerusercontent.com/images/dCCA9zsF5fJB5iKEmosnHHcvxk.png)
![](https://framerusercontent.com/images/I7frF9yiVpWNcPTmB9yowQf9Vs.png)
A centralized insurance software
Find the best deals, get personal expert advice, and use a 100% digital solution for your insurance management.
Always up-to-date
We regularly check if it can be cheaper. Never be underinsured or overpay again.
Contract management
Save, cancel, and update all your contracts, no matter from which insurer.
Damage management
Report damage in seconds. Not waiting for hours on the phone.
Document management
Forget the many documents. All your contracts in one place.
Your optimal commercial insurance in 3 easy steps
Customisable and 100% digital insurance management solution, that designed around you.
01
Tell us what you do
Are you an electrician, restaurant owner, or craftsman? Do you work in retail or do something else?
02
Answer 5 short questions
In order to provide you with an optimal offer, we need some standardized information.
03
Check your personal offer
Your personal insurance expert, in collaboration with our Riskio Engine, creates 3x customized offers for your company. Check the offer and ask all your questions.
![](https://framerusercontent.com/images/IZg503FpnhvJiryfZQ9yesDVl1Q.png)
Deine optimale Gewerbeversicherung in 3 einfachen Schritten
Individuell anpassbare und 100 % digitale Versicherungsmanagementlösung, die auf Sie zugeschnitten ist.
01
Tell us what you do
Are you an electrician, restaurant owner, or craftsman? Do you work in retail or do something else?
02
Answer 5 short questions
In order to provide you with an optimal offer, we need some standardized information.
03
Check your personal offer
Your personal insurance expert, in collaboration with our Riskio Engine, creates 3x customized offers for your company. Check the offer and ask all your questions.
![](https://framerusercontent.com/images/KrKpD61qTvMCeWJkPexgClYz4EI.png)
Deine optimale Gewerbeversicherung in 3 einfachen Schritten
Individuell anpassbare und 100 % digitale Versicherungsmanagementlösung, die auf Sie zugeschnitten ist.
01
Tell us what you do
Are you an electrician, restaurant owner, or craftsman? Do you work in retail or do something else?
02
Answer 5 short questions
In order to provide you with an optimal offer, we need some standardized information.
03
Check your personal offer
Your personal insurance expert, in collaboration with our Riskio Engine, creates 3x customized offers for your company. Check the offer and ask all your questions.
![](https://framerusercontent.com/images/KrKpD61qTvMCeWJkPexgClYz4EI.png)
99% Match
Secure the best insurance offer on the market
SureIn analyses the prices of relevant insurers in real time and uses platform technology to find the best offer with the best price-performance ratio for your company.
99% Match
Secure the best insurance offer on the market
SureIn analyses the prices of relevant insurers in real time and uses platform technology to find the best offer with the best price-performance ratio for your company.
99% Match
Secure the best insurance offer on the market
SureIn analyses the prices of relevant insurers in real time and uses platform technology to find the best offer with the best price-performance ratio for your company.
What our customers say
With decades of experience, our experts always find the best insurance for you
4.7
I thought it was good that different insurances were suggested to check which one is better
![](https://framerusercontent.com/images/x78WLBiK1qJIJoD6GqdQZja9Zlk.png)
Customer Qendrim Nuredini
Verified
Mar 26, 2024
SureIn looked at our insurance policies in detail and helped us find the best options for our needs. They also managed to lower our insurance fees and contacted them directly. It's great to have someone on your side because insurance can be very confusing.
![](https://framerusercontent.com/images/0OpwMnsqmpp130k7orgKg3vy2Uo.png)
Roots Radicals
Verified
Jul 12, 2022
So far I have only had contact with friendly and competent staff. I feel comfortable and in good hands here, as I don't get the impression of being "pushed". This is how insurance sales should be for me. Here's to continued good co-operation!
![](https://framerusercontent.com/images/l2WOhWffk8vYD2PwtBs50P1qJQ8.png)
Axel von Salz-Dienstleistungen
Verified
Mar 17, 2024
A very professional first conversation, quick processing and a lightning-fast contract. And good market prices.
![](https://framerusercontent.com/images/8yRCDv3HSFamH616rQvL9HFaJ4.png)
Antonios Anyfantis
Verified
Mar 14, 2024
Very satisfied all round. My wishes were realised quickly and the advice was friendly and competent. Top.
![](https://framerusercontent.com/images/pAkESQnCOGkILYyJmL9yfP2ZPA.png)
Carlo Kempfle
Verified
Mar 21, 2024
Really top advice. You feel very well looked after and all questions/concerns are dealt with very quickly and competently. Special thanks to Dennis!
![](https://framerusercontent.com/images/GirANJA9DvWlQOYoRLA7n9vtow.png)
Kunde
Verified
Feb 6, 2024
What our customers say
With decades of experience, our experts always find the best insurance for you
4.7
I thought it was good that different insurances were suggested to check which one is better
![](https://framerusercontent.com/images/x78WLBiK1qJIJoD6GqdQZja9Zlk.png)
Customer Qendrim Nuredini
Verified
Mar 26, 2024
SureIn looked at our insurance policies in detail and helped us find the best options for our needs. They also managed to lower our insurance fees and contacted them directly. It's great to have someone on your side because insurance can be very confusing.
![](https://framerusercontent.com/images/0OpwMnsqmpp130k7orgKg3vy2Uo.png)
Roots Radicals
Verified
Jul 12, 2022
What our customers say
With decades of experience, our experts always find the best insurance for you
4.7
I thought it was good that different insurances were suggested to check which one is better
![](https://framerusercontent.com/images/x78WLBiK1qJIJoD6GqdQZja9Zlk.png)
Customer Qendrim Nuredini
Verified
Mar 26, 2024
SureIn looked at our insurance policies in detail and helped us find the best options for our needs. They also managed to lower our insurance fees and contacted them directly. It's great to have someone on your side because insurance can be very confusing.
![](https://framerusercontent.com/images/0OpwMnsqmpp130k7orgKg3vy2Uo.png)
Roots Radicals
Verified
Jul 12, 2022
So far I have only had contact with friendly and competent staff. I feel comfortable and in good hands here, as I don't get the impression of being "pushed". This is how insurance sales should be for me. Here's to continued good co-operation!
![](https://framerusercontent.com/images/l2WOhWffk8vYD2PwtBs50P1qJQ8.png)
Axel von Salz-Dienstleistungen
Verified
Mar 17, 2024
A very professional first conversation, quick processing and a lightning-fast contract. And good market prices.
![](https://framerusercontent.com/images/8yRCDv3HSFamH616rQvL9HFaJ4.png)
Antonios Anyfantis
Verified
Mar 14, 2024
![D&O Insurance for Entrepreneurs & Founders](https://framerusercontent.com/images/GhrOaNyJrlxDu88dDtTDK9kHen8.png)
![D&O Insurance for Entrepreneurs & Founders](https://framerusercontent.com/images/GhrOaNyJrlxDu88dDtTDK9kHen8.png)
Directors & Officers insurance (D&O)
The most important in a nutshell
A D&O insurance acts as a legal shield for natural persons such as shareholders or managers. It protects you from personal financial liability in crucial business situations such as claims for mismanagement, gross negligence, or fraud. Even slight negligence can lead to liability claims. Without this insurance, those affected must personally bear the costs of damages - up to personal bankruptcy!
As soon as your company has more than one officer (CEO, authorized officer, external investors), D&O insurance makes sense!
What does a D&O insurance cover?
The "Directors & Officers Insurance" protects insured officers who have committed professional errors from:
Claims from their own company (inside liability)
Claims from third parties (outside liability)
Joint and several liability (each debtor must pay the full amount of damages because they are jointly responsible for the same debt)
Necessary legal and court costs to defend the claim
Costs from judicial and extrajudicial settlements
After liability (liability after leaving the company)
As a senior executive, professional errors can follow you into personal bankruptcy - the average damage amount is €110,000!
Join 2,000+ companies using SureIn
Join 2,000+ companies using SureIn
Join 2,000+ companies using SureIn
Questions?
Questions?
Questions?