In the worst case?
A customer sues you, a fire breaks out, or a technical error cripples your business. This can not only be stressful, but also costly.
Damaged furniture
A cleaning service accidentally damages valuable furnishings at the customer's premises.
Failure of the security service
A security service fails to prevent a break-in and is held liable.
Breach of contract
A service provider does not fulfill the contractually agreed services, leading to financial losses.
Don't worry - we have everything in sight for you.
Protection for your services, customers, you, and your service company.
The most important business insurances for service providers
A customizable and 100% digital insurance management solution, tailored to you.
The most important insurances for service businesses
Service companies, such as those operating in the areas of facility management, cleaning, and maintenance, often require a range of types of insurance to protect themselves against their risks.
Important commercial insurances are:
Business liability insurance
Protects you from the financial consequences of damages that may occur during the execution of your service.
Content insurance
Protects your business equipment and tools from damage caused by fire, burglary, or water damage.
Legal expenses insurance
Provides protection in legal disputes with customers, suppliers, or employees.
Additional important business insurances for service providers
Business interruption insurance
Protects against income losses and ongoing expenses when the office cannot work temporarily due to a covered event, such as water damage. Provides financial stability during the recovery phase.
Liability insurance for environmental pollution by contractors
Relevant for service providers involved in tasks that may lead to environmental pollution or damage. This insurance covers the costs of cleaning up environmental pollution and liability related to pollution events.
Machinery and Equipment Insurance
Covers the costs for the repair or replacement of essential equipment used in the provision of services, such as maintenance machinery or cleaning equipment, in the event of a mechanical failure.
A comprehensive combination of these types of insurance helps service companies in the areas of facility management, cleaning and maintenance to mitigate the risks associated with their activities and to ensure the long-term sustainability of their businesses.