In the worst case scenario?
A customer sues you, a fire breaks out, or a technical error shuts down your business. That can not only be stressful, but also costly.
Slipping, stumbling, and other accidents
A person stumbles in your premises, breaks their collarbone, and files a lawsuit.
Damage to the reputation of the customers
A customer suffers an alleged defamation by one of your employees, leading to a lawsuit against your company.
Litigation & Court Costs
Hire a lawyer to protect your company in a legal dispute following a filed claim and avoid high costs.
Don't worry - we have everything in sight for you.
Protection for your customers, culinary creations, yourself, and your restaurant
The most important business insurances for restaurateurs
A customizable and 100% digital insurance management solution tailored to you.
The most important insurances for restaurateurs and restaurant operators
Restaurants often need a variety of insurances to protect their business against different risks.
Important commercial insurances are:
Professional indemnity insurance
Protects you from financial consequences if something goes wrong in your restaurant - from injured guests to broken designer handbags.
Contents Insurance
Protects your valuable restaurant equipment from damage caused by fire, burglary, water, and other hazards, while also covering loss of earnings during business interruptions. This way, you can ensure that your business quickly recovers from unexpected incidents and your revenue remains protected.
Commercial legal protection insurance
Provides comprehensive protection for legal disputes, from disputes with suppliers to labor law conflicts.
Additional important insurances for catering businesses
Commercial motor vehicle insurance
If your restaurant owns and operates vehicles for deliveries or catering services, commercial auto insurance provides protection for accidents, injuries, or damages related to these vehicles.
Electronics Insurance
Protects your electronic devices such as cash registers, computers, and kitchen equipment from damage caused by operating errors, short circuits, or theft. This insurance is essential to ensure the smooth operation of your business.
Machinery and equipment protection insurance
Covers the cost of repairing or replacing essential appliances such as refrigerators or cooking appliances in the event of a mechanical breakdown.