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The best commercial insurance for Restaurateurs

Save up to 50% on your premiumsIcon für Ersparnisse

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We work with more than 100 well-known insurers and will always find the right insurance cover for you.

Worst-case scenario?

Slips and trips & other accidents

A person trips inside your premises, breaks their collarbone and takes legal action.

Damage to the reputation of customers

A customer suffers alleged reputational damage from one of your employees, which leads to a lawsuit against your company.

Legal disputes & legal costs

Hire a lawyer to protect your company in a legal dispute following a registered claim and avoid high costs.

Receivables from the tax office

Does the tax office doubt the accuracy of your business tax return, for example? Legal protection enables you to assert your rights and bears the costs.
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Your optimal Commercial Insurance in 3 simple steps

1. Tell us what you do

Are you an electrician, a restaurant owner or craftsman? Do you work in retail or do you do something else?

2. Answer a few short questions

In order to provide you with an optimal offer, we need a few standardized pieces of information.

3. Get your quotes

SureIn Risk Operating System, in collaboration with our team of insurance experts, will create 3x customized quotes for your business.

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Get the best offer

The SureIn risk operating system analyzes the prices of all relevant insurance providers in
in Germany in real time and uses our SME technology to find the best offer with the best
price-performance ratio for your company.

The most important commercial insurances
for Restaurateurs

Liability insurance

Protects against third-party claims for bodily injury, property damage or personal injury that may occur on the restaurant premises. Common scenarios include accidents caused by slips and falls or injuries to guests.

Property insurance

Covers the physical assets of the restaurant or catering business, including the building, equipment, inventory and furniture. It provides protection in the event of incidents such as fire, theft or natural disasters.

Business interruption

Provides cover for loss of income and running costs if the restaurant has to close temporarily due to an insured event, such as a fire or other property damage.

We have earned the trust
of our over 1.000 customers

Lucian

Café LUC, Berlin

“Insurance is a complex topic that concerns me as an entrepreneur. SureIn's digital approach has helped me to finally hand over the topic with a good feeling.”

Mi

Café Puffle Bees, Berlin

“Before SureIn, I never knew whether I was paying too much or whether I was properly insured. With SureIn, I've saved over 50% and found a partner who can help me with insurance issues at any time.”

Philipp

Woop Woop Ice Cream, Berlin

“I quickly lost track of my old contracts and paid much more than I actually had to. I'm thrilled that these options are available for small businesses.”

There are reasons to fall in
love with SureIn

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Flexible & unique insurance cover with convenient monthly payment plans
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Take out insurance within 10 minutes and benefit from discounts of up to 50%
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100% online or speak to a licensed insurance expert in Germany

Everything in one app

Optimize your insurance experience with our all-in-one app, designed for maximum convenience & transparency.

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The most important insurances for Caterers & Restaurant Operators 

Restaurants often need a range of insurance types to protect their business against various risks.

Important commercial insurances are:

Workers' compensation insurance

Cover for medical costs and loss of wages for employees who suffer work-related injuries or illnesses. It is essential for the catering industry to protect both employees and employers in the event of accidents at work.

Liability insurance for spirits

Essential for establishments that serve alcoholic beverages. It protects the restaurant against liability claims arising from the actions of drunk guests, e.g. accidents or injuries.

Liability insurance for employment practices

Covers legal costs associated with labour law claims, such as allegations of discrimination, harassment or wrongful termination by employees.

Gewerbeversicherung für Restaurants
Gewberversicherung für Gastronomen

Other important commercial insurance policies for catering businesses

Commercial motor vehicle insurance

If the restaurant owns and operates vehicles for deliveries or catering services, commercial auto insurance provides coverage for accidents, injuries or damages involving these vehicles.

Insurance against food contamination

Protects against financial losses caused by foodborne illness or contamination. This insurance is essential for restaurants dealing with perishable goods.

Machinery & equipment insurance

Covers the cost of repairing or replacing essential equipment such as fridges or cooking appliances in the event of a mechanical breakdown.

 

A comprehensive combination of these types of insurance helps restaurant owners mitigate the risks associated with their industry and ensure the long-term stability and resilience of their businesses.

FAQs


How do I find out what insurance cover my company needs?

Answer a few simple questions about your company and your existing insurance policies.
We will analyze your current insurance needs and compare them with the best current offers.

How does SureIn support me in the event of a claim?

We take care of the entire claims process. You don't have to contact the insurers directly, but can contact us directly. We will then take care of everything else and ensure that your claims are enforced.

Why should I change to SureIn?

We regularly monitor the development of your company's situation and compare the best current insurance offers on the market to ensure that your insurance cover is always up to date.

Ist SureIn Makler oder Versicherer?

SureIn ist ein unabhängiger Versicherungsmakler. Wir arbeiten mit mehr als 100 Versicherungen zusammen, um Ihnen immer den idealen Schutz zum besten Preis zu bieten.

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Our insurance experts are there for you personally

Contact us by phone or e-mail.
Our insurance experts are available for you Monday to Friday from 8 a.m. to 8 p.m.