In the worst case?
A customer sues you, a fire breaks out, or a technical error cripples your business. This can not only be stressful, but also costly.
Slips and trips accidents
A person trips within your place of business, breaks their collarbone, and subsequently takes legal action.
Defamation of customers
A customer suffers a perceived reputation damage caused by one of your employees, leading to a lawsuit against your company.
Legal disputes & litigation costs
The tax office doubts, for example, the accuracy of the commercial tax return? Legal protection allows you to enforce your rights and covers the costs.
Don't worry – we've got everything in sight for you.
Protection for your services, customers, you, and your service company.
The most important commercial insurances for service providers
A customizable and 100% digital insurance management solution tailored to you.
The most important insurances for building cleaners
For building cleaners, there are several important commercial insurances that ensure the protection of the company, employees, and customers. The most important insurances include:
Business liability insurance
This insurance covers damages caused to third parties by the activities of the building cleaning company. This includes property damage, personal injury, and financial loss. For example, if an employee accidentally damages an expensive item in an office or if a customer slips and gets injured due to a wet and slippery area.
Professional liability insurance
This is particularly important for advisory activities when building cleaners also offer cleaning advice or concepts. It covers property damage caused by errors or omissions in the advice.
Legal expenses insurance
This insurance covers the costs of legal disputes that may arise from business activities. This may include disputes with customers, suppliers, or employees, for example.
Additional important commercial insurances for building cleaners
Content insurance
This insurance protects business inventory, including machinery, equipment, and office furnishings, against damage from fire, burglary, water damage, storm, and hail.
Business Interruption Insurance
This insurance protects the company against financial losses caused by an interruption of business operations due to a covered damage (e.g. fire or water damage).
Accident insurance
This insurance provides additional protection for employees in case of accidents that happen during work or on the way to work.
Vehicle insurance
If the company owns company vehicles, motor vehicle insurance is necessary to cover damage to the vehicles as well as third-party liability claims.
A comprehensive combination of these types of insurance helps service companies in the areas of building management, cleaning, and maintenance to mitigate the risks associated with their activities and ensure the long-term sustainability of their businesses.