In the worst case scenario?
A customer sues you, a fire breaks out, or a technical error shuts down your business. This can not only be stressful, but also costly.
Cyber attacks & data losses
Theft of data, hacker attacks, malware, and other cyber threats can lead to significant financial losses & liability claims.
Errors & omissions
Errors in software development, faulty IT consulting, or failures of IT systems can lead to damages for the customer, which can result in claims for damages.
Own damage (with/without own fault)
A supplier delivers faulty products that can lead to financial losses and damage to your own IT systems and devices due to fire, water, theft, or other risks.
Don't worry - we have everything in sight for you.
Protection for your business, digital projects, yourself, and your IT services company.
The most important business insurances for IT & computer service providers
A customizable and 100% digital insurance management solution tailored to you.
The most important insurances for IT & computer service providers
IT and computer service providers are exposed to specific risks due to their activities, which can often lead to insurance claims. Taking out the insurance listed below helps IT and computer service providers to comprehensively protect themselves against the specific risks of their business and minimize the financial consequences of insurance claims.
Most important business insurances for IT- & computer service providers are:
Business liability insurance
This insurance covers claims by third parties resulting from personal injury or property damage caused by business activities. For IT service providers, this often extends to so-called financial losses.
Assets damage liability insurance
Especially important for IT and computer service providers, as it covers damages caused by errors or omissions in professional activities.
Cyber insurance
Covers damage and costs arising from cyber attacks, data loss, and breaches of data protection, including the costs of data and system restoration as well as third-party liability claims.
Further important commercial insurances for IT & computer service providers
Business interruption insurance
Secure income losses caused by a business interruption due to insured perils such as fire, burglary, or cyber attacks.
Electronics insurance
Covers damages to technical equipment and IT gear, be it due to theft, vandalism, fire, or other hazards.
Business interruption insurance
Protects against financial losses caused by business interruptions, e.g. due to fire, theft, or natural disasters.
Legal expenses insurance
Covers costs for legal disputes that may result from business activities, for example, in disputes with customers or suppliers.
A combination of these types of insurance helps retail businesses to protect themselves against a range of potential risks and to ensure the continuity and financial stability of their business operations. Whether it's online retail or in their own store.