Private health insurance - The suitable alternative for entrepreneurs & self-employed
Cheaper contributions than in the statutory health insurance
Individual services and insurance packages
100% all-round protection thanks to flexible additional insurances
4.7
![](https://framerusercontent.com/images/bQq7apQ1ZjL8grNWY2Vwug8IKg.png)
Private health insurance - The suitable alternative for entrepreneurs & self-employed
Cheaper contributions than in the statutory health insurance
Individual services and insurance packages
100% all-round protection thanks to flexible additional insurances
4.7
![](https://framerusercontent.com/images/bQq7apQ1ZjL8grNWY2Vwug8IKg.png)
Private health insurance - The suitable alternative for entrepreneurs & self-employed
Cheaper contributions than in the statutory health insurance
Individual services and insurance packages
100% all-round protection thanks to flexible additional insurances
4.7
![](https://framerusercontent.com/images/bQq7apQ1ZjL8grNWY2Vwug8IKg.png)
2,000+ companies trust us
2,000+ companies trust us
2,000+ companies trust us
What could happen...
How the right private health insurance can help you.
Dental services
Due to an accident, you require permanent dental replacement that is not covered by statutory health insurance.
From the diagnosis, through the submission of the treatment plan to the approval of the application, only a few days passed.
![](https://framerusercontent.com/images/b1pXg9Vkge5b62oivMuSpRZJ8.png)
Claims paid
5,700€
Dental services
Due to an accident, you require permanent dental replacement that is not covered by statutory health insurance.
From the diagnosis, through the submission of the treatment plan to the approval of the application, only a few days passed.
![](https://framerusercontent.com/images/b1pXg9Vkge5b62oivMuSpRZJ8.png)
Claims paid
5,700€
Dental services
Due to an accident, you require permanent dental replacement that is not covered by statutory health insurance.
From the diagnosis, through the submission of the treatment plan to the approval of the application, only a few days passed.
![](https://framerusercontent.com/images/b1pXg9Vkge5b62oivMuSpRZJ8.png)
Claims paid
5,700€
Inpatient treatment
Due to a work accident, you will need an operation, followed by a hospital stay and several weeks of rehabilitation.
My private health insurance took care of everything so that I could focus on the healing process.
![](https://framerusercontent.com/images/hDPJwCa7UkeAnBxeNxkA7NY4OrE.png)
Claims paid
3,400€
Inpatient treatment
Due to a work accident, you will need an operation, followed by a hospital stay and several weeks of rehabilitation.
My private health insurance took care of everything so that I could focus on the healing process.
![](https://framerusercontent.com/images/hDPJwCa7UkeAnBxeNxkA7NY4OrE.png)
Claims paid
3,400€
Inpatient treatment
Due to a work accident, you will need an operation, followed by a hospital stay and several weeks of rehabilitation.
My private health insurance took care of everything so that I could focus on the healing process.
![](https://framerusercontent.com/images/hDPJwCa7UkeAnBxeNxkA7NY4OrE.png)
Claims paid
3,400€
International travel
Many private health insurances also provide coverage abroad, which is useful when insured persons need medical care while traveling.
After food poisoning, my insurance took care of both the hospital stay and the subsequent treatment.
![](https://framerusercontent.com/images/f5nhlkVi2yJkRjpEDudzUZeELk.png)
Claims paid
740€
International travel
Many private health insurances also provide coverage abroad, which is useful when insured persons need medical care while traveling.
After food poisoning, my insurance took care of both the hospital stay and the subsequent treatment.
![](https://framerusercontent.com/images/f5nhlkVi2yJkRjpEDudzUZeELk.png)
Claims paid
740€
Your optimal health insurance in 3 easy steps
Customisable and 100% digital insurance management solution, that is designed around you.
01
Tell us what you're doing
To create an optimal offer for you, we need a few standardized pieces of information about you, your professional activities, and your medical history.
02
Which health services are important to you?
Decide for yourself which health services are important to you and thus choose the health insurance that is suitable for you.
03
Get your offer
We identify the three best offers for you and are available for questions at any time.
![](https://framerusercontent.com/images/IZg503FpnhvJiryfZQ9yesDVl1Q.png)
Deine optimale Gewerbeversicherung in 3 einfachen Schritten
Individuell anpassbare und 100 % digitale Versicherungsmanagementlösung, die auf Sie zugeschnitten ist.
01
Tell us what you're doing
To create an optimal offer for you, we need a few standardized pieces of information about you, your professional activities, and your medical history.
02
Which health services are important to you?
Decide for yourself which health services are important to you and thus choose the health insurance that is suitable for you.
03
Get your offer
We identify the three best offers for you and are available for questions at any time.
![](https://framerusercontent.com/images/KrKpD61qTvMCeWJkPexgClYz4EI.png)
Deine optimale Gewerbeversicherung in 3 einfachen Schritten
Individuell anpassbare und 100 % digitale Versicherungsmanagementlösung, die auf Sie zugeschnitten ist.
01
Tell us what you're doing
To create an optimal offer for you, we need a few standardized pieces of information about you, your professional activities, and your medical history.
02
Which health services are important to you?
Decide for yourself which health services are important to you and thus choose the health insurance that is suitable for you.
03
Get your offer
We identify the three best offers for you and are available for questions at any time.
![](https://framerusercontent.com/images/KrKpD61qTvMCeWJkPexgClYz4EI.png)
99% Match
Secure the best insurance offer on the market
SureIn analyses the prices of relevant insurers in real time and uses platform technology to find the best offer with the best price-performance ratio for your company.
99% Match
Secure the best insurance offer on the market
SureIn analyses the prices of relevant insurers in real time and uses platform technology to find the best offer with the best price-performance ratio for your company.
99% Match
Secure the best insurance offer on the market
SureIn analyses the prices of relevant insurers in real time and uses platform technology to find the best offer with the best price-performance ratio for your company.
Proactive insurance experts
A team that helps you find a customized risk solution, without trying to sell you the most expensive insurance coverage.
Personal service!
No call center - your advisor will answer the phone when you need help.
Assistance in case of damage!
We take care of the annoying paperwork for you and pester the insurer until you get your money.
Specialized in your industry!
Industry professionals, because we have consultants who have specialized in a few specific topics and industries.
Clear and understandable!
We speak your language and get to the point with the most important things in a nutshell.
Proactive insurance experts
A team that helps you find a customized risk solution, without trying to sell you the most expensive insurance coverage.
Personal service!
No call center - your advisor will answer the phone when you need help.
Assistance in case of damage!
We take care of the annoying paperwork for you and pester the insurer until you get your money.
Specialized in your industry!
Industry professionals, because we have consultants who have specialized in a few specific topics and industries.
Clear and understandable!
We speak your language and get to the point with the most important things in a nutshell.
Proactive insurance experts
A team that helps you find a customized risk solution, without trying to sell you the most expensive insurance coverage.
Personal service!
No call center - your advisor will answer the phone when you need help.
Assistance in case of damage!
We take care of the annoying paperwork for you and pester the insurer until you get your money.
Specialized in your industry!
Industry professionals, because we have consultants who have specialized in a few specific topics and industries.
Clear and understandable!
We speak your language and get to the point with the most important things in a nutshell.
![](https://framerusercontent.com/images/mKKaAn0ud2k21d7wGzOUVyFFgrA.png)
![](https://framerusercontent.com/images/zfjCFC4dCbRIjUL5EMUjGsGXX5o.png)
![](https://framerusercontent.com/images/dCCA9zsF5fJB5iKEmosnHHcvxk.png)
![](https://framerusercontent.com/images/I7frF9yiVpWNcPTmB9yowQf9Vs.png)
A centralized insurance software
Find the best deals, personal expert advice, and use a 100% digital solution for your insurance management.
Always up-to-date
We regularly check if it can be done more cheaply. Never underinsured or overpay again.
Contract management
Save, cancel, and update all your contracts, regardless of the insurer.
Claims management
Report damage in seconds. Don't wait for hours on the phone.
Document management
Forget the many documents. All your contracts in one place.
![](https://framerusercontent.com/images/mKKaAn0ud2k21d7wGzOUVyFFgrA.png)
![](https://framerusercontent.com/images/zfjCFC4dCbRIjUL5EMUjGsGXX5o.png)
![](https://framerusercontent.com/images/dCCA9zsF5fJB5iKEmosnHHcvxk.png)
![](https://framerusercontent.com/images/I7frF9yiVpWNcPTmB9yowQf9Vs.png)
A centralized insurance software
Find the best deals, personal expert advice, and use a 100% digital solution for your insurance management.
Always up-to-date
We regularly check if it can be done more cheaply. Never underinsured or overpay again.
Contract management
Save, cancel, and update all your contracts, regardless of the insurer.
Claims management
Report damage in seconds. Don't wait for hours on the phone.
Document management
Forget the many documents. All your contracts in one place.
![](https://framerusercontent.com/images/mKKaAn0ud2k21d7wGzOUVyFFgrA.png)
![](https://framerusercontent.com/images/zfjCFC4dCbRIjUL5EMUjGsGXX5o.png)
![](https://framerusercontent.com/images/dCCA9zsF5fJB5iKEmosnHHcvxk.png)
![](https://framerusercontent.com/images/I7frF9yiVpWNcPTmB9yowQf9Vs.png)
A centralized insurance software
Find the best deals, personal expert advice, and use a 100% digital solution for your insurance management.
Always up-to-date
We regularly check if it can be done more cheaply. Never underinsured or overpay again.
Contract management
Save, cancel, and update all your contracts, regardless of the insurer.
Claims management
Report damage in seconds. Don't wait for hours on the phone.
Document management
Forget the many documents. All your contracts in one place.
What our customers say
With decades of experience, our experts always find the best insurance for you
4.7
I thought it was good that different insurances were suggested to check which one is better
![](https://framerusercontent.com/images/x78WLBiK1qJIJoD6GqdQZja9Zlk.png)
Customer Qendrim Nuredini
Verified
Mar 26, 2024
SureIn looked at our insurance policies in detail and helped us find the best options for our needs. They also managed to lower our insurance fees and contacted them directly. It's great to have someone on your side because insurance can be very confusing.
![](https://framerusercontent.com/images/0OpwMnsqmpp130k7orgKg3vy2Uo.png)
Roots Radicals
Verified
Jul 12, 2022
So far I have only had contact with friendly and competent staff. I feel comfortable and in good hands here, as I don't get the impression of being "pushed". This is how insurance sales should be for me. Here's to continued good co-operation!
![](https://framerusercontent.com/images/l2WOhWffk8vYD2PwtBs50P1qJQ8.png)
Axel von Salz-Dienstleistungen
Verified
Mar 17, 2024
A very professional first conversation, quick processing and a lightning-fast contract. And good market prices.
![](https://framerusercontent.com/images/8yRCDv3HSFamH616rQvL9HFaJ4.png)
Antonios Anyfantis
Verified
Mar 14, 2024
Very satisfied all round. My wishes were realised quickly and the advice was friendly and competent. Top.
![](https://framerusercontent.com/images/pAkESQnCOGkILYyJmL9yfP2ZPA.png)
Carlo Kempfle
Verified
Mar 21, 2024
Really top advice. You feel very well looked after and all questions/concerns are dealt with very quickly and competently. Special thanks to Dennis!
![](https://framerusercontent.com/images/GirANJA9DvWlQOYoRLA7n9vtow.png)
Kunde
Verified
Feb 6, 2024
What our customers say
With decades of experience, our experts always find the best insurance for you
4.7
I thought it was good that different insurances were suggested to check which one is better
![](https://framerusercontent.com/images/x78WLBiK1qJIJoD6GqdQZja9Zlk.png)
Customer Qendrim Nuredini
Verified
Mar 26, 2024
SureIn looked at our insurance policies in detail and helped us find the best options for our needs. They also managed to lower our insurance fees and contacted them directly. It's great to have someone on your side because insurance can be very confusing.
![](https://framerusercontent.com/images/0OpwMnsqmpp130k7orgKg3vy2Uo.png)
Roots Radicals
Verified
Jul 12, 2022
So far I have only had contact with friendly and competent staff. I feel comfortable and in good hands here, as I don't get the impression of being "pushed". This is how insurance sales should be for me. Here's to continued good co-operation!
![](https://framerusercontent.com/images/l2WOhWffk8vYD2PwtBs50P1qJQ8.png)
Axel von Salz-Dienstleistungen
Verified
Mar 17, 2024
A very professional first conversation, quick processing and a lightning-fast contract. And good market prices.
![](https://framerusercontent.com/images/8yRCDv3HSFamH616rQvL9HFaJ4.png)
Antonios Anyfantis
Verified
Mar 14, 2024
What our customers say
With decades of experience, our experts always find the best insurance for you
4.7
I thought it was good that different insurances were suggested to check which one is better
![](https://framerusercontent.com/images/x78WLBiK1qJIJoD6GqdQZja9Zlk.png)
Customer Qendrim Nuredini
Verified
Mar 26, 2024
SureIn looked at our insurance policies in detail and helped us find the best options for our needs. They also managed to lower our insurance fees and contacted them directly. It's great to have someone on your side because insurance can be very confusing.
![](https://framerusercontent.com/images/0OpwMnsqmpp130k7orgKg3vy2Uo.png)
Roots Radicals
Verified
Jul 12, 2022
![Liability insurance for companies & self-employed individuals](https://framerusercontent.com/images/ZHGqkJ2RXqtwkuBr1KBhlhtvWw0.png)
![Liability insurance for companies & self-employed individuals](https://framerusercontent.com/images/ZHGqkJ2RXqtwkuBr1KBhlhtvWw0.png)
Private health insurance - The suitable alternative for entrepreneurs & self-employed
What are the problems of statutory health insurance
The statutory health insurance follows the principle of redistribution. Contributions are thus only redistributed and do not benefit from capital market effects.
As a young, healthy high earner, you finance the health costs of the sick, elderly, and low earners, i.e. your contributions and benefits depend on demographic developments.
No reserves are formed that are invested in the capital market and thus increase over time.
Due to demographic changes and the aging of the population, this effect is further exacerbated to the detriment of young, healthy people.
Contributions are based on income, but everyone receives the same benefits, regardless of the contribution amount.
There is also always the risk that SHI benefits may be cut, while PHI benefits can only be improved.
The solution - private health insurance
Private health insurance operates on the principle of funded by capital. Each contributor invests capital for their health costs. Your contributions are used to form reserves, which are invested in the capital market and thus grow over time.
In private health insurance, the healthy therefore pay for the sick, but not the young for the old or the affluent for the low-income earners.
By being able to customize your plan individually, you don't need any supplementary insurances.
Benefit for your employees
You pay for performance - your contributions are based on your health condition and the selected scope of services, not on your salary
You can individually put together your tariff from outpatient, inpatient, and dental modules
You must never be placed at a disadvantage with a private health insurance provider (unlike with statutory health insurance), meaning you can only be placed in a better position.
![Liability insurance for companies & self-employed individuals](https://framerusercontent.com/images/gmZCxxMWmBtvlTcWHxFPShTTFM.png)
![Liability insurance for companies & self-employed individuals](https://framerusercontent.com/images/gmZCxxMWmBtvlTcWHxFPShTTFM.png)
Join 2,000+ companies using SureIn
Join 2,000+ companies using SureIn
Join 2,000+ companies using SureIn
Questions?
Questions?
Questions?