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The best commercial insurance for Start-Ups

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We work with more than 100 well-known insurers and will always find the right insurance cover for you.

Worst-case scenario?

Slips and trips & other accidents

A person trips inside your premises, breaks their collarbone and takes legal action.

Damage to the reputation of customers

A customer suffers alleged reputational damage from one of your employees, which leads to a lawsuit against your company.

Legal disputes & legal costs

Hire a lawyer to protect your company in a legal dispute following a registered claim and avoid high costs.

Receivables from the tax office

Does the tax office doubt the accuracy of your business tax return, for example? Legal protection enables you to assert your rights and bears the costs.
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Your optimal Commercial Insurance in 3 simple steps

1. Tell us what you do

Are you an electrician, a restaurant owner or craftsman? Do you work in retail or do you do something else?

2. Answer a few short questions

In order to provide you with an optimal offer, we need a few standardized pieces of information.

3. Get your quotes

SureIn Risk Operating System, in collaboration with our team of insurance experts, will create 3x customized quotes for your business.

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Get the best offer

The SureIn risk operating system analyzes the prices of all relevant insurance providers in
in Germany in real time and uses our SME technology to find the best offer with the best
price-performance ratio for your company.

The most important commercial insurances
for Start-Ups

General liability
insurance

Protects against third-party claims for bodily injury, property damage or personal injury. It is an essential insurance for company founders and offers financial protection in the event of accidents or incidents on the company premises.

Professional liability insurance

Provides cover for claims arising from negligence or errors in the provision of professional services. It is essential for start-ups that offer their customers consulting and support services.


Owner's insurance

Combines various coverages, including general liability and property insurance, into a single policy. They offer comprehensive cover at a more favourable price compared to taking out each individual cover.


We have earned the trust
of our over 1.000 customers

Lucian

Café LUC, Berlin

“Insurance is a complex topic that concerns me as an entrepreneur. SureIn's digital approach has helped me to finally hand over the topic with a good feeling.”

Mi

Café Puffle Bees, Berlin

“Before SureIn, I never knew whether I was paying too much or whether I was properly insured. With SureIn, I've saved over 50% and found a partner who can help me with insurance issues at any time.”

Philipp

Woop Woop Ice Cream, Berlin

“I quickly lost track of my old contracts and paid much more than I actually had to. I'm thrilled that these options are available for small businesses.”

There are reasons to fall in
love with SureIn

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Flexible & unique insurance cover with convenient monthly payment plans
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Take out insurance within 10 minutes and benefit from discounts of up to 50%
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100% online or speak to a licensed insurance expert in Germany

Everything in one app

Optimize your insurance experience with our all-in-one app, designed for maximum convenience & transparency.

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The most important insurances for start-ups & company founders

Start-ups face a unique set of risks, and having the right insurance coverage is critical to protecting the company and its stakeholders.

Important commercial insurances are:

Cyber insurance

Protection against financial losses as a result of data breaches, cyber attacks or other cybercrime. This is particularly important for start-ups that work with sensitive customer data online.

Directors and Officers (D&O) insurance

Protects the personal assets of directors and officers from legal costs arising from alleged wrongful acts or decisions made in their leadership role. D&O insurance is crucial when it comes to attracting and retaining top executives and investors.

Liability insurance for employment practices 

Covers legal costs in connection with labour law claims, e.g. for discrimination, harassment or wrongful dismissal. This insurance is important for start-ups with growing teams.

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Other important commercial insurance policies for Start-ups & Company Founders

Workers' compensation insurance

Provides coverage for medical expenses and lost wages for employees who suffer work-related injuries or illnesses. Although requirements vary by jurisdiction, it is essential to protect both employees and employers in the event of workplace accidents.

Product liability insurance

Protects against claims related to injury or damage caused by products sold or manufactured by the start-up company. It is important for companies involved in the production or sale of physical goods.

Commercial property insurance

Covers damage to the company's physical assets, including equipment, inventory and office space. This insurance is critical for start-ups with valuable assets.

 

Tailoring the insurance cover to the specific needs and risks of the start-up is crucial. Consultation with an insurance expert can help founders determine the most appropriate policies for their business model and industry.

FAQs


How do I find out what insurance cover my company needs?

Answer a few simple questions about your company and your existing insurance policies.
We will analyze your current insurance needs and compare them with the best current offers.

How does SureIn support me in the event of a claim?

We take care of the entire claims process. You don't have to contact the insurers directly, but can contact us directly. We will then take care of everything else and ensure that your claims are enforced.

Why should I change to SureIn?

We regularly monitor the development of your company's situation and compare the best current insurance offers on the market to ensure that your insurance cover is always up to date.

Ist SureIn Makler oder Versicherer?

SureIn ist ein unabhängiger Versicherungsmakler. Wir arbeiten mit mehr als 100 Versicherungen zusammen, um Ihnen immer den idealen Schutz zum besten Preis zu bieten.

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Our insurance experts are there for you personally

Contact us by phone or e-mail.
Our insurance experts are available for you Monday to Friday from 8 a.m. to 8 p.m.