Car insurance change 24/25
Car insurance change
Changing a commercial vehicle insurance can occur for various reasons. Here are the most important and common reasons from a business perspective and particularities regarding vehicle insurance:
Business liability insurance
Companies often switch car insurance to reduce premium costs. Particularly for fleet operations, a small difference in the premium amount can lead to significant overall savings.
Professional liability insurance
This is particularly important for advisory activities when building cleaners also offer cleaning advice or concepts. It covers property damage caused by errors or omissions in the advice.
Legal expenses insurance
When a company's fleet expands or contracts, the requirements for insurance change. A switch may become necessary to better cover this altered need.
More reasons to switch car insurance
Content insurance
Companies value fast and competent service, especially in claims processing. Dissatisfaction with an insurer's service can often be a reason for switching.
Business Interruption Insurance
This insurance protects the company against financial losses caused by an interruption of business operations due to a covered damage (e.g. fire or water damage).
Accident insurance
Insurance that settles claims quicker and more easily is particularly attractive for companies. Problems in claims settlement can be a common reason for changing providers.
Vehicle insurance
If there are negative experiences in damage cases over time (e.g., delays or rejections), this can be a strong incentive to switch.