Private pension provision - Thinking about tomorrow today
Secure numerous tax benefits and substantial allowances
Customized offers for employees and self-employed individuals
Effectively protects you from old-age poverty and its consequences
4.7
Private pension provision - Thinking about tomorrow today
Secure numerous tax benefits and substantial allowances
Customized offers for employees and self-employed individuals
Effectively protects you from old-age poverty and its consequences
4.7
Private pension provision - Thinking about tomorrow today
Secure numerous tax benefits and substantial allowances
Customized offers for employees and self-employed individuals
Effectively protects you from old-age poverty and its consequences
4.7
2,000+ companies trust us
2,000+ companies trust us
2,000+ companies trust us
Private pension provision
These are the problems with the state pension
The statutory pension follows the distribution principle. This means today's employees finance the retirement of today's retirees. Contributions are therefore only redistributed and do not benefit from capital market effects
In addition, the distribution principle depends on current wages or earnings, the state of the labor market, and demographic development - factors that contributors cannot influence
The pension level will likely decrease to 45% by 2037. With an average salary of 3,000€, this means a pension of approximately 1,350€
This leads to a longer period of receiving pensions. At the same time, the birth rate is decreasing, which means an increasing number of retirees need to be financed by fewer contributors
Relying solely on the statutory pension will not work
Having an additional private retirement plan is important to avoid financial worries in old age
Therefore, inform yourself in good time about the options to privately provide for old age. Our experts are happy to support you!
Private pension provision
These are the problems with the state pension
The statutory pension follows the distribution principle. This means today's employees finance the retirement of today's retirees. Contributions are therefore only redistributed and do not benefit from capital market effects
In addition, the distribution principle depends on current wages or earnings, the state of the labor market, and demographic development - factors that contributors cannot influence
The pension level will likely decrease to 45% by 2037. With an average salary of 3,000€, this means a pension of approximately 1,350€
This leads to a longer period of receiving pensions. At the same time, the birth rate is decreasing, which means an increasing number of retirees need to be financed by fewer contributors
Relying solely on the statutory pension will not work
Having an additional private retirement plan is important to avoid financial worries in old age
Therefore, inform yourself in good time about the options to privately provide for old age. Our experts are happy to support you!
Proactive insurance experts
A team that helps you find a tailored risk solution without trying to sell you the most expensive insurance coverage.
Personal service!
No call center - your advisor will pick up the phone when you need them.
Support in case of damage!
We take care of the annoying paperwork for you and pester the insurer until you get your money.
Specialized in your industry!
Industry professionals because we have consultants who specialize in a few specific topics and industries.
Clear and understandable!
We speak your language and bring you the most important information briefly and to the point.
Proactive insurance experts
A team that helps you find a tailored risk solution without trying to sell you the most expensive insurance coverage.
Personal service!
No call center - your advisor will pick up the phone when you need them.
Support in case of damage!
We take care of the annoying paperwork for you and pester the insurer until you get your money.
Specialized in your industry!
Industry professionals because we have consultants who specialize in a few specific topics and industries.
Clear and understandable!
We speak your language and bring you the most important information briefly and to the point.
Proactive insurance experts
A team that helps you find a tailored risk solution without trying to sell you the most expensive insurance coverage.
Personal service!
No call center - your advisor will pick up the phone when you need them.
Support in case of damage!
We take care of the annoying paperwork for you and pester the insurer until you get your money.
Specialized in your industry!
Industry professionals because we have consultants who specialize in a few specific topics and industries.
Clear and understandable!
We speak your language and bring you the most important information briefly and to the point.
99% Match
Secure the best insurance offer on the market
SureIn analyses the prices of relevant insurers in real time and uses platform technology to find the best offer with the best price-performance ratio for your company.
99% Match
Secure the best insurance offer on the market
SureIn analyses the prices of relevant insurers in real time and uses platform technology to find the best offer with the best price-performance ratio for your company.
99% Match
Secure the best insurance offer on the market
SureIn analyses the prices of relevant insurers in real time and uses platform technology to find the best offer with the best price-performance ratio for your company.
What our customers say
With decades of experience, our experts always find the best insurance for you
4.7
I thought it was good that different insurances were suggested to check which one is better
Customer Qendrim Nuredini
Verified
Mar 26, 2024
SureIn looked at our insurance policies in detail and helped us find the best options for our needs. They also managed to lower our insurance fees and contacted them directly. It's great to have someone on your side because insurance can be very confusing.
Roots Radicals
Verified
Jul 12, 2022
So far I have only had contact with friendly and competent staff. I feel comfortable and in good hands here, as I don't get the impression of being "pushed". This is how insurance sales should be for me. Here's to continued good co-operation!
Axel von Salz-Dienstleistungen
Verified
Mar 17, 2024
A very professional first conversation, quick processing and a lightning-fast contract. And good market prices.
Antonios Anyfantis
Verified
Mar 14, 2024
Very satisfied all round. My wishes were realised quickly and the advice was friendly and competent. Top.
Carlo Kempfle
Verified
Mar 21, 2024
Really top advice. You feel very well looked after and all questions/concerns are dealt with very quickly and competently. Special thanks to Dennis!
Kunde
Verified
Feb 6, 2024
What our customers say
With decades of experience, our experts always find the best insurance for you
4.7
I thought it was good that different insurances were suggested to check which one is better
Customer Qendrim Nuredini
Verified
Mar 26, 2024
SureIn looked at our insurance policies in detail and helped us find the best options for our needs. They also managed to lower our insurance fees and contacted them directly. It's great to have someone on your side because insurance can be very confusing.
Roots Radicals
Verified
Jul 12, 2022
So far I have only had contact with friendly and competent staff. I feel comfortable and in good hands here, as I don't get the impression of being "pushed". This is how insurance sales should be for me. Here's to continued good co-operation!
Axel von Salz-Dienstleistungen
Verified
Mar 17, 2024
A very professional first conversation, quick processing and a lightning-fast contract. And good market prices.
Antonios Anyfantis
Verified
Mar 14, 2024
What our customers say
With decades of experience, our experts always find the best insurance for you
4.7
I thought it was good that different insurances were suggested to check which one is better
Customer Qendrim Nuredini
Verified
Mar 26, 2024
SureIn looked at our insurance policies in detail and helped us find the best options for our needs. They also managed to lower our insurance fees and contacted them directly. It's great to have someone on your side because insurance can be very confusing.
Roots Radicals
Verified
Jul 12, 2022
When does a private pension plan pay off?
Private retirement provision is particularly useful if you save for more than 15 years, as the tax savings are very high here. However, if you pay in high contributions, this can also pay off financially earlier!
Unfortunately, providers charge an initial fee of around 4% of your contributions - which is a high cost! Nevertheless, private pension provision is financially worthwhile due to the state subsidy - especially in comparison to ETF savings plans and real estate investments!
Which variants are worthwhile?
You determine in all variants where your money is invested. For example, you can choose between ETF portfolios, real estate funds, or bonds, and adjust your portfolio selection as a contributor at any time.
The basic pension
The basic pension is attractive not only for employees, but also for self-employed individuals. During the savings phase, contributions of up to €26,528 per year can be deducted from taxes. From the age of 62, a lifelong pension is received. However, contributions are subject to taxation during this benefit period.
The private pension insurance
A private pension plan is particularly suitable for employees and self-employed individuals who prefer flexible design options. Contributions are not tax-deductible, but income from a lifelong pension is almost tax-free.
We will gladly calculate whether a private retirement plan financially pays off for you!
When does a private pension plan pay off?
Private retirement provision is particularly useful if you save for more than 15 years, as the tax savings are very high here. However, if you pay in high contributions, this can also pay off financially earlier!
Unfortunately, providers charge an initial fee of around 4% of your contributions - which is a high cost! Nevertheless, private pension provision is financially worthwhile due to the state subsidy - especially in comparison to ETF savings plans and real estate investments!
Which variants are worthwhile?
You determine in all variants where your money is invested. For example, you can choose between ETF portfolios, real estate funds, or bonds, and adjust your portfolio selection as a contributor at any time.
The basic pension
The basic pension is attractive not only for employees, but also for self-employed individuals. During the savings phase, contributions of up to €26,528 per year can be deducted from taxes. From the age of 62, a lifelong pension is received. However, contributions are subject to taxation during this benefit period.
The private pension insurance
A private pension plan is particularly suitable for employees and self-employed individuals who prefer flexible design options. Contributions are not tax-deductible, but income from a lifelong pension is almost tax-free.
We will gladly calculate whether a private retirement plan financially pays off for you!
Join 2,000+ companies using SureIn
Join 2,000+ companies using SureIn
Join 2,000+ companies using SureIn
Questions?
Questions?
Questions?